x Abu Dhabi, UAEWednesday 26 July 2017

Pros and cons of vehicle coverage policies

Three of the best motor insurance deals in the UAE.

AXA Motor Executive

Benefits This plan includes Oman cover. For a premium, you can choose the right to a hire car for up to seven days while your vehicle is being repaired after an accident. AXA delivers the hire car to your home or office and collects your damaged vehicle. You can renew online through the provider. You will get agency repair for the first two years of the car, extendable to a five-year maximum subject to an additional premium.

Watch out for Passenger cover is optional and comes at a premium.

RSA Comprehensive – Executive Plus

Benefits Unlimited legal liability to third parties; property damage cover up to Dh5,000,000; GCC-wide coverage; family members are covered as a third party; the driver is covered up to Dh200,000; agency repairs for five years; unlimited windscreen cover; off-road cover; emergency medical expenses up to Dh6,000; and personal belongings cover up to Dh4,000.

Watch out for The excess fee on this policy is Dh2,000.

Oman Insurance Co Comprehensive

Benefits You will get agency repair for four years. This plan includes offroad cover, Oman cover and personal accident cover. The excess fee on this policy is Dh200. You will get a hire car. Passenger cover is part of the policy.

Watch out for You will not be able to renew your policy online.

* The National staff